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Neyman L. Drewe

Neyman L. Drewe's Public Library

Aug 23, 16

Congratulations! You're starting your new information technology job, and you're going through all the mounds of brand new paperwork. You're looking at all your new benefits, and you got to the point where you're trying to decide, do you need to buy life insurance? Hey, this is Rickey. Let's answer the question whether you need to buy life insurance through your employer or not. First, congrats on the new job. I hope this is the dream job you've been waiting for. Whether you're a computer programmer, computer engineer or help desk specialist. You're going through all that new paperwork, all your benefits, and you're trying to do the responsible thing, and say, “Does it make sense to buy life insurance?” Well, this might come as a surprise, but if you are super healthy, then I would encourage you to not buy life insurance through your job, but to buy it through a third party, whether it be going online or going through local life insurance agents, Richmond, VA, in my case.  RVA is where I'm originally from

Aug 19, 16

The Samsung Galaxy Note 7 has hit stores.  I found some of the most coolest and most informative news articles to help you get your knowledge up on the next Biggest phablet. Here are 3 of the top stories you should see before you buy the Note 7: 1. The war continues!  What's at stake?? Phablet dominance… That's what!  The good people over at Digital Trends did a great job of putting together a comprehensive guide comparing the new Note 7 to the iPhone 6S Plus.  What side are you on?  I'm an Android myself but lately I've been considering switching sides. Samsung's latest phablet is here. The Galaxy Note 7 adds an iris scanner, USB Type-C, and more to its list of features. Let's see how it stacks up against Apple's largest smartphone - the iPhone 6S Plus. Read the full Digital Trends article here:  Samsung Galaxy Note 7 vs. iPhone 6S Plus 2. If you're like me, then you drop your phone a lot.  I finally came to my senses and decided to invest in a case.  I got tired of getting my phone screen fixed or having my face scratched because I was too lazy to get it fixed.  I'm not a bulky phone case kinda guy so it had to fit my needs.  Check out Android Central's article below to find the right case for you new Samsung Galaxy Note 7. What is the best case for your Galaxy Note 7? Whether you have already placed your pre-order, or know that you will be picking one up in the near future, odds are that you want some sort of case to put on your Galaxy Note 7. It could be a clear option to show off the color you picked, or a protective one to keep it safe at work - there are a number of options already available. Click here to read the full Android Central article: Best cases you can buy today for Galaxy Note 7 3. Sorry Techies!! The Note 7 is not running Nougat but i'm sure it'll update it later. It's running Marshmallow, which is not a bad operating system at all. The Note 7 runs Android 6.0.1 out of the box - which, for the time being, is still the latest stable version of the OS. But even without Nougat, Note owners aren't missing out on that much. The Samsung Galaxy Note 7 lands at a precarious time on the Android calendar. We're just reaching the end of the Marshmallow era, with final Android 7.0 Nougat code likely to be released in a matter of weeks. By the time the Note 7 hits store shelves in some countries, it could already be running an “old” version of the OS. Read Android Central's full article on the OS here: Galaxy Note 7 ships with Marshmallow, not Nougat – but maybe that's not a huge deal   The Twitterspere Check out what Pocketnow had to say on Twitter… The Samsung Galaxy Note 7 may not improve much on paper, but the new features go very far https://t.co/svFelcNlCKpic.twitter.com/ZrXSWmojlU - Pocketnow (@Pocketnow) August 3, 2016 Yahoo posted an article on Twitter… 5 reasons why the Samsung Galaxy Note 7 is the big, beautiful phone you should buy – Yahoo … https://t.co/tUj20ztxUg#GalaxyS6EdgePlus - Samsung Galaxy S7 (@My_Galaxy_S7) August 4, 2016 Check out Samsung's official introduction video…

Aug 17, 16

Karl here to talk to you about the business of insurance.  This isn't about the commercial part of insurance but about the personal side.  In other words taking care of your family business at home. With decreasing term life insurance, the amount that you're covered for, also known as the sum assured decreases over time usually in line with your mortgage repayments.  For this reason this type of coverage is often referred to as mortgage life insurance.  This type of policy is designed to protect repayment mortgages only. For interest only mortgages level term policy may be more suitable because the cover amount reduces over time.  Decreasing term insurance is usually cheaper than level term coverage.  Like all term insurance, it will only pay out if the policy holder were to die within the term of the policy. How does decreasing term it work? You pay a monthly premium to your chosen insurer although the payout will reduce over time alongside your mortgage repayments.  Your premium will stay the same throughout the term of your policy.  If you pass away during your policy term, your insurer will pay out a lump sum of money to your beneficiaries.  The amount of money paid out will depend on the amount of coverage in place at the start of the policy. How far into the term the policy holder dies and the rate at which the coverage decreases. Do I need decreasing term insurance? The Office of National Statistics has shown that someone who is 35 years old has a one in 15 chance of passing away before a mortgage is repaid; while a 45 year old has a one in six chance. The aim of decreasing term coverage is to protect your family from having to repay the mortgage they can't afford if you are not around.  Having protection can help your loved ones cope both financially and emotionally at a very stressful and difficult time. Despite the importance of having coverage in place you're not legally or contractually obligated to take out life insurance when you take out a mortgage.  If you need more information on this form of term policy and live in the central VA area, then contact several life insurance companies in Richmond VA. Check out this video for more info…

Aug 17, 16

Anna here with another green topic.  This time its a little bit off the wall.  Today we're talking about life insurance, irrevocable beneficiaries and trust.  Let's get started. There are many types of trusts that can provide financial advantages for you and your family.  Some offer control about how benefits will be distributed to your heirs.  Others create tax efficiencies by positioning assets outside if your taxable estate and irrevocable life insurance trust can do both.  An ILIT, as it's commonly called, takes your life insurance policies and moves them outside your estate and into a trust. Here's how it works and why it can benefit your family. When you create an ILIT you designate the trust as the beneficiary of your life insurance policies.  The death benefit proceeds from your insurance will become property of the trust.  You determine it and how those funds and the ILIT will be used. Typically your spouse, your children and the charities of your choice will be the recipients of the trust assets.  You decide who receives the assets and when they will be dispersed.  You appoint a trustee to manage the eyelid and ensure your wishes will be carried out according to your instructions. The cash it holds can provide immediate funds to your family to pay your final expenses and the estate taxes.  Your heirs can avoid the need to liquidate family assets like real estate or business interest to cover those obligations. ILIT assets will not increase your overall the state tax burden.  The assets and the ILIT are held outside your estate so there's a reduced exposure to estate taxes and the possibility of greater wealth transfer to future generations. You've worked hard to create your wealth, you want to protect it so your family can enjoy the benefits of your success. If you're looking for life insurance, Richmond, VA has some reputable agencies that can help you with putting you on the right course with you policy. .huge-it-share-buttons { border:0px solid #0FB5D6; border-radius:5px; text-align:left; } #huge-it-share-buttons-top {margin-bottom:0px;} #huge-it-share-buttons-bottom {margin-top:0px;} .huge-it-share-buttons h3 { font-size:25px ; font-family:Arial,Helvetica Neue,Helvetica,sans-serif; color:#666666; display:block; line-height:25px ; text-align:left; } .huge-it-share-buttons ul { float:left; } .huge-it-share-buttons ul li { margin-left:3px !important; margin-right:3px !important; padding:0px; border:0px ridge #E6354C; border-radius:11px; background-color:#14CC9B; width:auto !important; } .huge-it-share-buttons ul li #backforunical90 { border-bottom: 0; background-image:url('http://www.dafennt.com/wp-content/plugins/wp-share-buttons/Front_end/../images/buttons.30.png'); width:30px; height:30px; } Share This:

Jul 18, 16

Will.i.am thinks Boosie's got it all wrong ... the answer to police brutality is not killing police -- it's creating a community rooted in respect. We got the hip hop musician Sunday at the South Central Community Center and he was quick to point…

Jul 11, 16

The world seems to be going crazy for Pokémon GO.

Jun 01, 16

National Locksmith Directory.  Locate qualified locksmiths near you.  These professional consultants are great at providing assistance for lockouts, repairing locks, re-keys and access to keypads for both companies and houses.  Both emergency and mobile service provided.

Apr 25, 16

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Apr 25, 16

Discover techniques that will take your marketing to the next level through eco-friendly tactics that translate from your personal lifestyle to business.

Apr 23, 16

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Mar 25, 16

Golden State saw one streak come to an end, but their winning ways continued at home behind Stephen Curry and Klay Thompson.

Mar 24, 16

It doesn't get more metal than this ... "The Walking Dead" star Norman Reedus and Brent Hinds -- guitarist for metal band Mastodon -- solidified their BFF…

Mar 19, 16

The Spurs appear to be as healthy and locked in as a unit as they have been all season, so it's a good time for them to face the Warriors.

Mar 19, 16

Discover three tips to building your first successful internet company.

Mar 17, 16

In the event you consider internet search engine optimisation after or before the launch of the website? Website optimisation is an important a part of website creating process. Should you entirely concentrate on the aesthetic aspects and consumer experience while creating your brand-new website, it might have serious effects around the digital success of the …

Mar 11, 16

To find out about your body's vital signs, all you need to do is to get dressed, with smart fabrics letting you monitor your health with your clothes.

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