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  • discovered in 2002, is the Cabo Catoche aggregation. Here, sharks feed in the green plankton-rich waters of the Gulf of Mexico. S
  • 2006, a second major feeding site was discovered farther off shore, directly east of Isla Contoy. This group, named the “Afuera” (outside) aggregation, was feeding in the clear blue waters of the Caribbean
  • ride to the Azul is a bit longer for Holbox operators. So our ride this morning would last over two hours, sometimes through bone-jarring chop.

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  • Once or twice in recent years, whale sharks have gathered farther to the southeast, in the deeper, clear blue water east of Isla Mujeres and Isla Contoy.
  • as far back as 2006 and in comparison to the few-to-dozens of
  • animals that are seen at other famous whale shark aggregation sites like Belize, Ningaloo and Utila, this

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  • absence of a regulated industry in Cebu has also led to some prominent instances where people’s conduct around the animals has been less than ideal, the most famous of which involved a photograph of a small girl smiling as she stands on the back of a whale shark stranded in shallow water.  More recently, one of the well-known animals was injured by the propeller of a boat across the ey
  • Cebu experience seems to be at best ethically dubious.
  • whale sharks “stealing” baitfish from the nets of artisanal fishers in Indonesia, specifically in Cenderawasih Bay

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  • Best flat rate cash back card: Citi® Double Cash Card
  • additional 1% cash back when you pay them off.
  • 1% cash back on every purchase

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  • December 11, 2012

  •  Patients often do not think in terms of specific treatments, such as being on a ventilator, but rather what their life will be like after being on the ventilator. Will it hurt? Will I be able to talk to my family? Will I be able to walk out of the hospital? Will I still be able to live on my own?
  • we have created a website called PREPARE that may address some gaps that currently available advance care planning materials do not fi

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Feb 22, 15

whoever i choose becomes my health care agent who can decide:
1. changing dr., nurse, social worker.
2. if i get care at home or hospital
3. meds, tests, treatment
4. what happens to my body > death
(p. 4)

if don't have advance directive, can verbally tell dr. who i want to make decisions for me (p. 6).

can write own wishes and attach, get notarized (p. 7).

keep in wallet, give to my dr., agent (p. 8).

life support treatment descriptions (p. 9)

forms (p. 11-14, 21-24, 29 but PRINT FROM PDF AS 12-15, 22-25, 30)

  • Unless the form you sign limits the authority of your agent, your agent may make all health-care decisions for you.
    • If you do not to limit your agent's authority then your agent will have the right to: 
      1. Consent or refuse consent to any care, treatment, service, or procedure to maintain, diagnose, or otherwise affect a physical or mental condition;
      3. Select or discharge health-care providers and institutions;
      5. Approve or disapprove diagnostic tests, surgical procedures, and programs of medication;
      7. Direct the provision, withholding, or withdrawal of artificial nutrition and hydration and all other forms of health care, including cardiopulmonary resuscitation; and
      9. Make anatomical gifts, authorize an autopsy, and direct the disposition of your remains.
  • Give a copy of the signed and completed form to your physician, to any other health-care providers you may have, to any health-care institution at which you are receiving care, and to any health-care agents you have named.

  • make sure to verify the name of the network with staff or on signage before connecting.
  • via Windows, make sure to turn off file sharing and mark the Wi-Fi connection as a public network.
  • Control Panel > Network and Sharing Center > Change Advanced Sharing Settings. Under the Public heading, turn off the file sharing toggle

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  • Joint Tenancy with Right of Survivorship (JTWROS)
     This is one of the most common title traps women fall into:
  • If you create a trust and properly fund that trust (transfer title to the trust), you completely sidestep this problem.
  • Anybody can own title to an asset in JTWROS—spouses, partners, and children

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  • Facebook lets you memorialize a deceased person’s profile so it will stop prompting you to poke someone in a casket, and as of this week, lets you appoint a person to take over your account when your status is ‘no longer living.’ Google has a death manager you can use to let loved ones into your email after you’ve gone searching for the heavenly gates. Apple…. well, Apple, hasn’t really addressed what happens to iBooks and iTunes music after iDie,
  • With Instant-enabled cars — like the one I rented — it’s possible they’d continue to be rented post-owner-mortem as those rentals require no action by the car’s owner beyond checking to make sure it’s cleaned out between rentals. Zaid said Getaround would “find out naturally” because all owners are assigned a community manager who would likely notice if communications dropped off.
  • Ruttenberg noticed that the Airbnb host’s friends were writing sad messages on her Facebook wall saying they would miss her and “see her in heaven.”

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Feb 20, 15

I think you might not need life insurance if:
- You have no dependents.
- After you do the calculator it seems you have enough money in your emergency fund to pay for the total at the bottom of the page (TOTAL life insurance needed to pay off debts and expenses at death AND to provide additional monthly income to dependents).

  • 1. Who Needs Life Insurance, and for How Long
  • a “forever” life insurance policy—what the industry often refers to as a permanent policy. They are unnecessary and way too expensive.
  • Once you have accumulated assets that your dependents can fall back on—say, a sizable retirement fund or other significant investments—you no longer need life insurance.

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Feb 20, 15

Funny video on how to talk nerdy.
Wonder why they're called bullet points? Because they'll kill your presentation.
Sure, you can say "spatial and temporal," but why not say "space and time"

Don't say you study trabeculae…say it's the mesh-like structure of our bones because it's important to understanding and treating osteoporosis.

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  • if I talk up here in my nose, you can hear the difference. If I go down here in my throat, which is where most of us speak from most of the time. But if you want weight, you need to go down here to the chest
  • timbre. It's the way your voice feels. Again, the research shows that we prefer voices which are rich, smooth, warm
  • prosody. This is the sing-song,

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  • asked 17,500 adults about their history of exposure to what they called "adverse  childhood experiences," or ACEs.
  • include physical, emotional, or sexual abuse; physical or emotional neglect; parental mental illness, substance dependence, incarceration; parental separation or divorce; or domestic violence.
  • they correlated these ACE scores against health outcomes

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  • Around the House.


    1. Unstick Drawers. Remove the sticky drawer and rub a candle along the runners. Put the drawer back in and open and close a few times to make sure it sets well.


    2. Caulk Your Home. Candle wax is a cheap way to fill in gaps and holes around doors and windows, and save you money on your energy bill.


    3. Quiet a Sticky Door. Sticky doors can drive you crazy! Remedy that by removing the door from its hinges, and rubbing a candle over the hinges.


    4. Fix a Dent in Wood Furniture. Fill in chips and dents in furniture by rubbing a candle on the area, so the wax fills in the space. Next, use a furniture marker to match the color.

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