rose rome's List: Personal Finance

• 66 Ways to Save Money (78 KB)

• Mortgages

   
  • Know Before You Go… To Get a Mortgage (684 KB, 16 pg) - The purpose of this guide is to provide general mortgage information to consumers and to shed some light on the risks associated with today’s more complex mortgage offerings. It is by no means meant to counsel consumers to avoid certain products, but rather to alert them to potential risks, and encourage them to make informed decisions and to be aware that certain products may be appropriate for some borrowers but not for others.
   
  • Interest-Only Mortgage Payments and Payment-Option ARM’s: Are they for you? - Information to help you decide if an interest-only mortgage payment is right for you (Note: In Mint’s opinion, they’re likely not).

• Retirement Planning

   
  • Savings Fitness: A Guide to Your Money and Your Financial Future (3.2 MB, 16 pg) - Create your personal savings plan and prepare for retirement with this step-by-step guide.
   
  • 401(k) Plans (41 KB, 7 pg) - Explains what these plans are, what happens when you change employers, and what to do if you need the money before retirement.
   
  • Variable Annuities: What You Should Know (11.3 MB, 24 pg) - Explains what they are, how they work, what you have to pay, and questions to ask before you invest.

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