Todd Suomela's Library tagged housing →  View Popular, Search in Google

"Architecture is capable of mounting a profound critique of the status quo. In doing so, it can also model partial worlds and offer up these models for public discussion and disputation. Not perfect worlds, but possible ones. With respect to housing, then, is it not time to take up again the question of housing publics with renewed vigor, and with attention to the integral relation between housing models and structural, societal change? Is it not time, also, to refuse the so-called common sense of privatization and financialization, and to construct new processes, strategies or institutions — rather than ever more refined forms of indenture — dedicated to the common provision of shelter? Rather than be content with emergency measures, the field of architecture can take inspiration from the steadfast refusal to leave signaled by the Occupy movement, by refusing to play by the rules as written by developers and banks. And architectural thinking can contribute something invaluable to this extraordinary process by offering tangible models of possible worlds, possible forms of shelter, and possible ways of living together, to be debated in general assemblies both real and virtual. "

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"I will divide my remarks into 8 parts; (1) I will argue that the Mortgage Interest Deduction is a residual of the 1913 tax code, and was not created to encourage homeownership; (2) that those on the margin of homeowning get little-to-no benefit from the Mortgage Interest Deduction, and that the policy therefore does little to encourage homeownership; (3) that the Mortgage Interest Deduction does encourage those who would be homeowners anyway to purchase larger houses than they otherwise would; (4) that even in the absence of the Mortgage Interest Deduction, owner-occupants receive a large tax benefit; (5) that phasing out the Mortgage Interest Deduction would encourage households to pay down their mortgages more quickly, and would therefore encourage households to rely less on leverage; (6) household deleveraging would lead to greater market stability, but would also mean that the revenues generated by the elimination of the deduction would be smaller than static estimates suggest; (7) at a time when the housing market remains quite weak, it is important that the Mortgage Interest Deduction be phased out carefully; (8) that if we do wish to encourage homeownership via tax policy, a targeted, refundable credit would be more effective than the current Mortgage Interest Deduction. "

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in list: Economic Crisis

Ten lectures on economic growth, labor markets, the housing bubble, intellectual property and more — by economists Dean Baker, Heather Boushey, John Schmitt and Mark Weisbrot.

2005 economics housing bubble intellectual-property income-distribution reference

Review and commentary on book by Robert C. Ellickson, The Household: Informal Order around the Hearth

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in list: Economic Crisis

Article on building codes and modular home construction in America.

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Federal housing data reveal that the charges aren't true, and that the private sector, not the government or government-backed companies, was behind the soaring subprime lending at the core of the crisis.

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in list: Economic Crisis

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in list: Economic Crisis

why we needed a Community Redevelopment Act in the first place. And, more importantly, why we still need one now.

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in list: Economic Crisis

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in list: MN-Politics

minneapolis minnesota politics economics housing non-profit activism

in list: MN-Politics

The projections show that the vast majority of families in these age cohorts will have little or no wealth by 2009 in any of these scenarios and that the cohorts just approaching retirement will have very little to support themselves in retirement other than their Social Security.

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in list: Economic Crisis

Updated url for combo of google maps and craigslist housing data.

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