为何睡眠让你疲倦-华尔街日报
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Zeo的其他建议还包括:减少噪音、灯光和其他因素的干扰,比如卧室中的宠物;在睡觉前有一小时“不插电”的时间,也就是不收发电子邮件、不上网、不打手机、不用黑莓(BlackBerry);保持一个固定的睡眠时间。如果你发现自己忧心忡忡、睡不着觉,Zeo建议你起床,并在“忧虑日记”里记下自己为什么担心。
中国平安的深发展交易缺乏说服力-华尔街日报
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尽管中国平安透露的细节很少,但这项交易可能是出于经营战略方面的考虑。
比如说,深发展在全国有282家分行,这可能为中国平安的保险业务提供销售网点。中国监管机构限制大型中资银行开展保险业务,如果中国平安能利用深发展在这些大型中资银行之前扩大银保业务,那么此交易不失为明智之举。
船舶数字博物馆
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载驳船(Barge Carrier),专门载运货驳的船舶,又称母子船。其运输方式与集装箱运输方式相仿,因为货驳亦可视为能够浮于水面的集装箱。其运输过程是:将货物先装载于统一规格的方型货驳(子船)上,再将货驳装上载驳船(母船)上,载驳船将货驳运抵目的港后,将货驳卸至水面,再由拖船分送到各自目的地。载驳船的特点是不受港口水深限制,不需要占用码头泊位,装卸货物均在锚地进行,装卸效率高,便于海—河联运。但由于造价高,货驳的集散组织复杂,其发展也受到了限制。
目前较常用的载驳船主要有“拉希”型(Lighter Aboard Ship,缩写为LASH)和“西比”型(Seabee)两种。
IBM, the (non) Computer Company - BusinessWeek
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“We have a very valuable position in hardware, particularly at the high end which allows us to get much of the profit in the industry that doesn’t go to Intel and Microsoft. Our high ground position in servers is where we have IBM unique technology. Certain parts of the portfolio that are not as efficiency oriented as System Z and Power are taking a hit right now. And Storage is in a bit of a transition. But if you look at our position in analytics and storage management software there’s a lot to work with in terms of margin.”
How GM Lost Its Sales Crown to Toyota - BusinessWeek
Tags: gm, toyota, sales, cars on 2009-01-22 -All Annotations (2) -About
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Toyota (TM) has finally surpassed General Motors (GM) as the world's biggest carmaker. The global sales battle has been neck-and-neck for a couple of years. But Toyota ended GM's 77-year grip on the crown in 2008, according to numbers that came out on Jan. 21, and the Japanese juggernaut did it with authority, selling 8.9 million cars to GM's 8.35 million. The margin of victory is two auto factories' worth of production.
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But GM began the insidious process of creating its own demise long before then. The company's U.S. market share peaked in 1962 at 52%. It has been downhill ever since.
Seed: Chaos Begets Chaos
Tags: chaos, social on 2009-01-21 and saved by 5 people -All Annotations (8) -About
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Broken window theory (BWT), first proposed by James Wilson and George Kelling in 1982, holds that the presence of disorder — in the form of broken windows, litter, and graffiti — can encourage delinquent behavior.
立即行动的七个方法 - 褪墨
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不要等到条件都完美了才开始行动
如果你想等条件都完美了才开始行动,那很可能你永远都不会开始。因为总是会有些事情不是那么好。或是错过时机,行情不好,或是竞争太激烈。现实世界中没有完美的开始时间。你必须在问题出现的时候就行动起来并把它们处理好。开始行动的最佳时间就是去年。其实便是现在。
房地产经济学家“硬着陆”_华尔街日报
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一些批评人士强烈谴责赖雷亚当时的高调言论。有些人在博客上称赖雷亚为“巴格达大卫”(Baghdad Dave),这个绰号仿效的是伊拉克新闻部长穆罕默德• 萨哈夫(Mohammed al-Sahaf),他在美国打到家门口时还在新闻发布会上打死也不承认伊拉克处于劣势,被人称为“巴格达萨哈夫”(Baghdad Bob)。
美国政府筹划银行救助新举措-华尔街日报
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贝尔说,政府可以按照合理价值购买资产,即银行用于评估其资产价值的数字。此举会消除对难以交易的资产进行定价的困难。这将使银行避免以较低的价格出售其资产,从而不必进行额外的冲减。而由此带来的风险是政府可能会支付过高的价格。
政治压力使中国银行业大倒退-华尔街日报
Tags: no_tag on 2008-12-29 and saved by 4 people -All Annotations (5) -About
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由于中国银监会的持续监督,银行还没有完全抛开谨慎心理,但风险管理正越来越成为第二号考虑因素。中国银监会已经向银行微妙暗示,不要过度担忧利润,不要把向中小企业提供的风险较高的贷款纳入主要资产负债表。
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一定程度上受此影响,中国银行业正日益在风险防范和政治压力之间做出妥协,通过票据融资而非直接放贷来增加放贷。理论上这能限制风险,因为票据融资一般是短期的,可以轻松转至另一家银行。今年11月中国新增的4,770亿元贷款中,有半数都是票据融资。但票据融资的增长可能会推高未来的系统性风险,原因是银行可能会因为票据融资可转让而在贴现时不够谨慎。另一方面,贷款则一直留在银行的资产负债表内
Excel can be Exciting : 15 Fun things to do with Microsoft Excel | Pointy Haired Dilbert - Chandoo.org
Tags: excel, tips, computer on 2008-08-02 and saved by 23 people -All Annotations (0) -About
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11. Find total working days between any two dates, including holidays

If you work on project plans, gantt charts alot, this can be totally handy. Just type
=networkdays(start date, end date, list of holidays)to fetch the number of working days. In the above sample you can see the number of working days between New years day and September first of this year (labor day).
中行“另类”投资
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所谓的私人银行业务,一般指银行向高净值人士(High Net Worth Individuals, 或简为HNWIs)提供的包括投资建议、现有资产增值保值、退休养老计划及财富传承等服务。从国际标准来看,高净值人士可用于投资的资产在5万美元或50万美元以上。在今天的中国,越来越多富人的身家远远超出了上述高净值人士标准。
Change is Good----Sun Small and Medium Business - Guy Kawasaki on Innovations
An article about how to embrace the change.
Tags: change, life, work, business on 2008-06-29 and saved by 3 people -All Annotations (1) -About
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They have a positive belief about change and are generally optimistic. I call these people "change optimists."
They believe in the change guarantee: that something good always comes from change.
They know that they possess a "change muscle"--that they are strong, capable, powerful, and intuitive enough to handle any change that comes into their lives or that they want to initiate.
They refuse to become paralyzed by "change demons"--negative emotions that arise during change.
They don't resist change--choosing instead to accept the reality of their situation.
They understand that their thoughts, the words they say and the feelings they allow themselves to experience during change have a direct affect on how easily they move through the transition.
They believe that life has a deeper meaning than what can easily be seen or felt, that something greater is at play, and that no change is arbitrary.
They surround themselves with a support team to help them move through change.
They refuse to get stuck during change. They keep moving and take care of themselves mentally, physically, and emotionally.
Question: Why are some people and businesses better at change than others?
Answer: After interviewing over 1,000 individuals about their experiences with change, I've found that there are nine principles that make people good at change:
How to Change the World: The Art of Change
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I think its very important that when change happens to look within yourself to see if he change was because of yourself and what happened. It usually means that you have strayed from yourself. Be true to yourself and the rest will follow.
[经济脉搏] 股市跌跌不休 银行境遇堪忧-华尔街日报
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花旗集团曾是美国市值最大的银行业公司,其股价已经较2006年的高点下挫了69%,降至10年来的最低点。主要的抵押贷款机构Washington Mutual较2003年高点下跌了89%,并处于1991年以来的最低水平。美林公司下挫66%,目前的股价是2003年来最低的。雷曼兄弟下跌74%,股价处于2002年来的最低点。
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银行还必须减少外债,降低放贷力度。尤为惊人的是,银行必须对贷款机制进行改造,现有的机制是基于银行可以将贷款打包成证券、然后卖给其他投资者这一观点而迅速发展起来的。这种机制促成了太多的问题证券,因而令投资者心怀警惕,但银行业还没有一个可以取代它的机制。
New Evidence of Inflation Vexes Central Banks - WSJ.com
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Fresh evidence of inflation surfaced around the world, prompting some central banks to raise interest rates but vexing others whose economies are slowing under the weight of high commodity prices and, in some cases, slackening consumer demand.
In India, wholesale-price inflation jumped to its highest level in 13 years in early June and is expected to move higher. In Germany, producer-price inflation accelerated in May and could hit a 26-year high in June. In Hong Kong, consumer-price inflation accelerated in May, and economists say higher food prices and private-housing rental costs will add to inflationary pressures in the months ahead.
[观点] 灾难和机遇-华尔街日报
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中国股票的PEG值(市盈率/企业利润长期预期增长率)现在相对世界其他市场已很有吸引力。尽管没有人能预测股价的短期走势,但可以确定的是,中国股票目前的估值比它们曾经的水平要合理多了。
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最后一点,大多数投资者对中国市场的参与程度均严重不足。以官方汇率计算,中国在全球生产总值中所占的比例是5%,根据购买力平价进行调整后,中国在全球经济活动中的占比可能在10%左右。而大多数美国个人和机构投资者目前投在中国资产上的资金在其总投资中所占比例要远远低于10%。对一个过去25年来增长率居世界主要国家之首的经济体不能充分涉及,这是不是明智的。
[职业与管理] 小组面试:越来越难过的求职关-华尔街日报
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正如戴尔发现的那样,“你并一定总要跟屋里所有人保持一致观点,”Urban Pathways的执行董事弗雷德里克•沙克(Frederick Shack)说。“你可以表达不同的意见,但不要咄咄逼人。”Urban Pathways是纽约一家为无家可归者提供过渡性住房的非赢利组织。
[美国] Libor准确性探疑-华尔街日报
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由此计算得出的结果显示,今年3月中旬,银行借款利率大幅飙升,当时市场对银行财务状况的担忧日益加剧,贝尔斯登(Bear
Stearns)的轰然倒下更是让这种担忧达到了顶峰。而同期Libor却是下降的。
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- 72中国,
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- 7效率,
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- 2文化,
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- 1麦天枢,
- 1黎巴嫩,
- 1黑石,
- 2黑色星期二


