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Obamacare: No Exit
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The plan before the Senate creates a set of 50 state-based insurance "exchanges" that are established as markets for health plans. Consumers must buy policies from their employers or through the exchanges--but, either way, their choice of coverage is limited to one of four basic insurance plans that the government sanctions.
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While these four plans vary from low- to high-cost options, the benefits offered under them are pretty much the same. The difference between the cheaper and pricier plans is mostly the amount of cost sharing (e.g., you pay less for insurance if your co-pays are higher).
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Another reason not to buy a GM car
This is what it looks like when the federal government is "not in the business of running a car company."
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Starting Jan. 4, General Motors Co. plans to do something unprecedented in the U.S. car industry: It will run its assembly line here around the clock on a permanent basis.
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Car-assembly lines need too much scheduled maintenance and restocking for such intensive production to make sense, many industry experts say.
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Health Care Industry Lobbyists Fight President Obama's Health Care Legislation All the Way to the Bank
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If Congress decides to step in
and impose massive, complex rule changes on an industry, it seems
inevitable — not to mention reasonable and understandable — that
the industry is going to want, and make every effort, to provide
its input and perspective on how those changes will affect its
livelihood. -
Perhaps liberals might say that one-time spikes like this are to
be expected, and that after legislation takes effect, spending will
come down. Problem is, the more you get government involved in an
industry, the harder it is to ever unlink the two. - 1 more annotations...
The States’ Failed Experiments: The major provisions of ObamaCare have already been tried. And they don’t look good
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Like participants in a
national science fair, state governments have tested variants on
most of the major health care reforms Congress is considering. The
results include dramatically higher premiums in the individual
market, spiraling public costs, and reduced access to care. -
Despite these state-level failures, President Barack Obama and
congressional Democrats are pushing a slate of similar reforms.
Unlike most high school science fair participants, they seem
unaware that the point of doing experiments is to identify what
actually works. Instead, they’ve identified what doesn’t—and
decided to do it again.
Did Progressives Even Know What Was In the Health Care Reform Bill?
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And as lefty
opposition to the bill has intensified, something incredibly
frustrating has happened: progressive criticism has come to mirror
the criticism that's come from market-oriented skeptics. -
What does this mean? I see two possibilities: The most likely is
that progressives are latching on to these criticisms because
they're now so angry that they're ready to do anything to kill the
bill — including admit what they had to have known all along, which
is that these criticisms actually have a lot of merit.The second, while less likely, is more disturbing: Many
progressives who backed this bill throughout the year had no idea
what was in it. They hated Republicans, heard endless
public-option hosannas from their leaders, and believed they'd
found a way to start the move toward single payer.
Penny Wong jeered, Hugo Chavez cheered
The climate change debate is conventionally portrayed as between disinterested scientists and thoughtful laymen on one side; and ideologues, selfish consumers, and greedy businessmen on the other side. Actually, both sides contain people with agendas, as this article shows.
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When he said there was a “silent and terrible ghost in the room” and that ghost was called capitalism, the applause was deafening.
But then he wound up to his grand conclusion – 20 minutes after his 5 minute speaking time was supposed to have ended and after quoting everyone from Karl Marx to Jesus Christ - “our revolution seeks to help all people…socialism, the other ghost that is probably wandering around this room, that’s the way to save the planet, capitalism is the road to hell....let’s fight against capitalism and make it obey us.” He won a standing ovation.
Bland CBO Memo, or Smoking Gun?
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Crafting the private-sector mandates such that they fall just a hair short of CBO’s criteria for inclusion in the federal budget does not reduce their cost, nor does it make those mandates any less binding. But it dramatically reduces the apparent cost of the legislation. It is the reason we’re all talking about an $848 billion Reid bill, rather than a $2.1 trillion Reid bill.
If someone sold you a house, or a car, or a mutual fund this way, we would put them in jail.
Progressives vs. Democracy: The health care debate reveals a nasty tendency within liberal politics
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Their increasingly shrill reaction to the debate has revealed a
disturbing strain of American political thought that cannot
comprehend how anyone could disagree with a big-government
solution to health care without being evil, stupid, insane, or
all three. -
“I will not stand by while the special interests use the same old
tactics to keep things exactly the way they are,” the president
said in a September speech to Congress. “If you misrepresent
what’s in the plan, we will call you out.” Call you out, yes, but
not by name— an understandable strategy, considering that all the
major corporate interests within the health care industry have
been busy negotiating with (and lending support to) the White
House and Congress. - 4 more annotations...
Why I Prefer French Health Care
Matt Welch compares his health care experiences in France and in the United States.
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In the U.S. you
have to fight to get on the appointment schedule of a doctor
within your health insurance network (I’ll conservatively put the
average wait time at five days), then have him or her scrawl
something unintelligible on a slip of paper, which you take to a
drugstore to exchange for your medicine. You might pay the doc
$40, but then his office sends you a separate bill for the visit,
and for an examination, and those bills also go to your insurance
company, which sends you an adjustment sheet weeks after the
doctor’s office has sent its third payment notice. By the time
it’s all sorted out, you’ve probably paid a few hundred dollars
to three different entities, without having a clue about how or
why any of the prices were set.
In France, by contrast, you walk to the corner pharmacist, get
either a prescription or over-the-counter medication right away,
shell out a dozen or so euros, and you’re done. If you need a
doctor, it’s not hard to get an appointment within a day or
three, you make payments for everything (including X-rays) on the
spot, and the amounts are routinely less than the co-payments for
U.S. doctor visits. -
But as long as
the U.S. remains this ungainly public-private hybrid, with
ever-tighter mandates producing ever-fewer consumer choices, the
average consumer’s health care experience will probably be more
pleasing in France. - 1 more annotations...
Health Care Reform in Massachusetts: Still a Bad Idea
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Health care reform advocates
have taken, in recent weeks, to noting that insurance premiums on
the individual market in Massachusetts—the state where a variant
on proposed national reforms is already in place—have fallen in
recent years. -
In 1996,
Massachusetts passed an earlier set of reforms—community rating
and guaranteed issue - 2 more annotations...
How Much Does A Decade of Health Care Reform Cost? It Depends on What You Mean By "First Decade."
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In other words, according to data provided by the CBO, starting
up the entire reform apparatus is going to cost more like $1.8
trillion over its first real decade of operation.
Would ObamaCare Kill Medical Innovation?
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Many regard the profit motive as cruel, but might it actually produce compassionate results? After all, America has generated vastly more medical innovations than other nations.
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If America follows the lead of the rest of the world and clamps down on profits in health care, who will make tomorrow's wonder drugs?
Health 'Reform' Gets a Failing Grade
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Our health-care system suffers from problems of cost, access and quality, and needs major reform. Tax policy drives employment-based insurance; this begets overinsurance and drives costs upward while creating inequities for the unemployed and self-employed. A regulatory morass limits innovation. And deep flaws in Medicare and Medicaid drive spending without optimizing care.
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whatever its shape, the final legislation that will emerge from Congress will markedly accelerate national health-care spending rather than restrain it. Likewise, nearly all agree that the legislation would do little or nothing to improve quality or change health-care's dysfunctional delivery system.
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Obamacare: Buy now, pay later
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Everyone knows that the United States faces massive governmental budget deficits as far as calculators can project, driven heavily by an aging population and uncontrolled health costs. As we recover slowly from a devastating recession, it's widely agreed that, though deficits should not be cut abruptly (lest the economy resume its slump), a prudent society would embark on long-term policies to control health costs, reduce government spending and curb massive future deficits.
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So what do they do? Just the opposite. Their far-reaching overhaul of the health-care system -- which Congress is halfway toward enacting -- would almost certainly make matters worse. It would create new, open-ended medical entitlements that threaten higher deficits and would do little to suppress surging health costs. The disconnect between what President Obama says and what he's doing is so glaring that most people could not abide it. The president, his advisers and allies have no trouble. But reconciling blatantly contradictory objectives requires them to engage in willful self-deception, public dishonesty, or both.
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Florida’s Public Option
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Florida has had a public option for years, not for health insurance but for property insurance.
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As the largest private insurer pulls out over a three-year period (that period negotiated with the state), Citizens will get an even larger share of Florida’s property insurance.
Everybody in Florida knows Citizens is a fiscal time bomb. Already, every Florida insurance policy (on homes, boats, cars, etc.) pays a surcharge that goes to Citizens, but Citizens still doesn’t have sufficient reserves to weather a major hurricane. When one comes, Florida taxpayers will be on the hook for the bill.
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Daughter saves mother, 80, left by doctors to starve
Another NHS horror story.
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Fenton’s daughter, Christine Ball, who had been looking after her mother
before she was admitted to the Conquest hospital in Hastings, East Sussex,
on January 11, says she had to fight hospital staff for weeks before her
mother was taken off the plan and given artificial feeding. -
Ball, 42, from Robertsbridge, East Sussex, said: “My mother was going to be
left to starve and dehydrate to death. It really is a subterfuge for
legalised euthanasia of the elderly on the NHS. ”
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