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Savings Advice websites guide to IVAs. Everything you need to know about IVA debt including advantages of IVAs and a look at other debt solutions

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The increase of the debt advice industry has made it harder for many consumers to wade their way through information to find the best solution for them. A not-for-profit organisation can give you free IVA advice you can trust.

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If you've jointly accrued debt with your partner, you may be able to include your debts in a joint IVA and pay off your debt together.

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The simplest ways are often the best way to bring in extra cash! Team it with enthusiasm to make money, an entrepreneurial mind and enough motivation to get out of debt and you could be headed back into financial freedom quicker than you thought.

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Is that wonderful bundle of joy you have at home finally ready to leave the nest? I’m not talking about your 21 year old boomerang kid. It’s about your preschooler. And at 4 years old, if he or she is set to start school, get ready for a trip.

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Yep, having a kid can get very expensive. It’s not just the initial set up, as many times family members really help out in this regard. Diapers, clothes, toys, etc. can sure add up. But what happens when your child is ready to go to preschool?

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You can check out the rest of the submissions at Frugal For Life, and be on the lookout for next week’s Festival at Money Smart Life.

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Trent over at The Simple Dollar has put together a great Carnival of Personal Finance this week. Some highlights?

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great idea to help save money or pay off debt

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great money saving tips!

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Finances are a major cause of arguments in relationships. Debt can force unnecessary strain on couples, especially if the debt mainly came from only one partners bad spending habits. The frugal partner often feels like they have stuck to a budget for noth

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