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19 May 08

Save Money - Debt Tips in Romance

It may seem impossible to do anything romantic when you are in Debt, you can’t take a date or loved one to the poshest restaurant in town, but who said spending loads of money was the only way to show love.

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21 Apr 08

Overspending on Offspring

We live in the times, when children expect a Nintendo Wii for ‘one’ of their Christmas presents, anything less just will not do. Research shows that the average Christmas shopper spends £384 on Christmas presents.

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18 Apr 08

Become Smoke Free to Become Debt Free

I am a smoking; ironically I am also in debt. I have always thought of smoking as an expensive habit, but until today, I never realised the extremity of wasted money. I t really is in comparison to reaching into my pocket, pulling out a five pound note

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10 Apr 08

Stop Borrowing to Pay off the Borrowing

The main thing about struggling with your debts is that it can mount up and get worse. Some people, including myself, will fall into the trap of borrowing to make the payments on more borrowing. This should be the biggest alarm bell you will ever have and

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28 Mar 08

Advantages Of The IVA

IVA stands for Individual Voluntary Arrangement. It is often thought of as an alternative to bankruptcy. In certain circumstances an IVA can be a more suitable alternative to bankruptcy. An IVA carries the following advantages:

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Consolidate and Watch The Pennies

First step: STOP! Look at your outgoings. If there’s something you are spending that you can stop, then stop it. Cut down your spending as much as you possibly can before taking any steps to consolidate debts

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27 Mar 08

Starting Points to Escape Debt

Debt can be a de-motivating factor in a person’s life that can keep one from getting a good night’s sleep. It doesn’t mean that debt should be never ending spiral. There are several methods to escape from debt. Here are some important starting point

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Gas Debt On The Increase

Just when you thought the cost of your energy bills couldn’t get any higher; Debt looms on the horizon as the cost of gas threatens to rise.

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When The Chips Are Down - Debt Goes Up

Recent bad weather has had a significant effect on our everyday lives, including food prices, which already contribute to Debt on a weekly basis.

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Debt Forces The Middle Class To Humble Themselves

As house prices continue to scale upwards, the middle class are faced with two options, debt from an over-inflated mortgage or a council house. London Borough Council has been flooded with applications for social housing as families seek accommodation opt

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State Pension Should Increase To Curb Debt

The only way to reduce debt for the elderly is to increase their state pension by at least 50%. Debt help should come in the form of free impartial advice. There are 'not for profit' organizations and charities that want to help you find the right Debt so

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The Introvert Spender Doesn’t Face Debt

For many of us, debt is just a way of life but for others, the fear of debt entering their lives can be a nightmare. Introvert spenders are often embarrassed by their carefulness with money and fear that people will label them boring and unadventurous.

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10 Mar 08

iva standards

The new set of standards are now in force and means that borrowers can look for an IVA safe in the knowledge that they have the protection of set industry standards for companies who advertise, offer debt advice and provide information and documentation.

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01 Feb 08

Can Debt Consolidation really save you money?

New article explaining how debt consolidation can possibly save you money. Over 3 million people have taken out a debt consolidation loan in order to manage their overflowing debt crisis..but serious thought and planning needs to be done before you think

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17 Jan 08

Childcare – back to work debt

In these days of financial uncertainty, we are all looking for ways to reduce debt but will putting your little one into nursery really help to pay the bills?

As more mothers opt to stay at home and care for their children, many nursery places stay wai

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15 Jan 08

Debt causes cultural changes in Britain

During the past ten years, the country has experienced three major dramatic changes to spending habits. At one point, the Brits were very careful with their money. Then they succumbed to the ‘spend, spend, spend’ frenzy and now they have hit the debt

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08 Jan 08

Debt out of need not greed

Instead of seeking a legitimate debt solution, like an IVA or debt management plan, many people are trying to 'cheat the system' and use fraudulent benefits claims to pay off debts.

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Post-Christmas Debt Blues?

Christmas may be over for another year.. but how long are you going to be paying it off on your credit card? For many people, a consolidated loan is an ideal way to merge all your creditors after the massive expense of the holiday season, and make smaller

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