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19 May 08

Get Debt Advice - Arrange an IVA

Ignoring debt does not make it go away, it just adds to the problem. Your creditors are more likely to negotiate terms with you if you are up front and admit to having problems before they have to start chasing you.

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Save Money - Debt Tips in Romance

It may seem impossible to do anything romantic when you are in Debt, you can’t take a date or loved one to the poshest restaurant in town, but who said spending loads of money was the only way to show love.

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25 Apr 08

Struggling With Debt Repayments? Avoid Pay Day Loans

When you are struggling for money with debt repayment it can be very tempting to succumb to so called “easy options” such as ‘pay cheque’ loans or ‘pay day loans’ as they are sometimes called. This seems like a good option but whatever ever yo

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Insurance Policy Scams – Do Not Help Your Debt

There are a lot of companies out there who try to scare you into purchasing policies from them when in reality you do not need them. By avoiding these schemes you can start managing debt by prioritising your spending.

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Going On Holiday While In Debt

It’s good to have a holiday, it releases stress and puts a spring in your step but many people believe that their IVA debt repayments will hold them back. They are wrong.

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21 Apr 08

Overspending on Offspring

We live in the times, when children expect a Nintendo Wii for ‘one’ of their Christmas presents, anything less just will not do. Research shows that the average Christmas shopper spends £384 on Christmas presents.

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18 Apr 08

Become Smoke Free to Become Debt Free

I am a smoking; ironically I am also in debt. I have always thought of smoking as an expensive habit, but until today, I never realised the extremity of wasted money. I t really is in comparison to reaching into my pocket, pulling out a five pound note

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10 Apr 08

Stop Borrowing to Pay off the Borrowing

The main thing about struggling with your debts is that it can mount up and get worse. Some people, including myself, will fall into the trap of borrowing to make the payments on more borrowing. This should be the biggest alarm bell you will ever have and

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28 Mar 08

Consolidate and Watch The Pennies

First step: STOP! Look at your outgoings. If there’s something you are spending that you can stop, then stop it. Cut down your spending as much as you possibly can before taking any steps to consolidate debts

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27 Mar 08

Starting Points to Escape Debt

Debt can be a de-motivating factor in a person’s life that can keep one from getting a good night’s sleep. It doesn’t mean that debt should be never ending spiral. There are several methods to escape from debt. Here are some important starting point

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Gas Debt On The Increase

Just when you thought the cost of your energy bills couldn’t get any higher; Debt looms on the horizon as the cost of gas threatens to rise.

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When The Chips Are Down - Debt Goes Up

Recent bad weather has had a significant effect on our everyday lives, including food prices, which already contribute to Debt on a weekly basis.

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Debt Forces The Middle Class To Humble Themselves

As house prices continue to scale upwards, the middle class are faced with two options, debt from an over-inflated mortgage or a council house. London Borough Council has been flooded with applications for social housing as families seek accommodation opt

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State Pension Should Increase To Curb Debt

The only way to reduce debt for the elderly is to increase their state pension by at least 50%. Debt help should come in the form of free impartial advice. There are 'not for profit' organizations and charities that want to help you find the right Debt so

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The Introvert Spender Doesn’t Face Debt

For many of us, debt is just a way of life but for others, the fear of debt entering their lives can be a nightmare. Introvert spenders are often embarrassed by their carefulness with money and fear that people will label them boring and unadventurous.

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10 Mar 08

iva standards

The new set of standards are now in force and means that borrowers can look for an IVA safe in the knowledge that they have the protection of set industry standards for companies who advertise, offer debt advice and provide information and documentation.

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03 Mar 08

Account Aimed at Young Workers - Could Cause Debt!

The Alliance and Leicester Premier 21 Account seems like a good package on the surface but are there hidden flaws, which could force young people into debt? One thing the bank does not advertise is the fact that a minimum payment of £250 must be paid int

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29 Feb 08

The Price of Living Could Lead to An IVA

There is no hiding from the ever-increasing price of living in the UK. Inflation is running at 2.2%, but the retail price index, another measure, puts inflation at 4.1%. speak to an IVA specialist and they will give you free, independent advice.

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National Debt Advice - The answer is debt consolidation Loan

A debt consolidation loan may be the answer. A Consolidation Loan can help reduce your repayments and make your overall debts more manageable. But it will also extend your repayment period. You will see a light at the end of the tunnel

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25 Feb 08

Debt Consolidation Loan - Where To Begin

There are many ways to apply for a debt consolidation loan but which is the best option?

The internet is crammed with a range of debt consolidation companies who lay down their terms and conditions online. You can literally pick out the weeds from the

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