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14 May 08

Banking for College - I Think I Need A Bigger Bank

The college years are coming and they are costing more and more each year. As soon as your kids are born start saving for the day when they come and decide that yes indeed they do want to go to college. The money you start saving now will may be the only money you can count on as grants and scholarships albeit plenty are not a guarantee.

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College Financial Planning Guide Cost of Finances Grants Scholarships

23 Feb 08

Managing your Finances During a Recession ~ Money BlogShots

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card cash credit deals finances is money recession refinance save tight

Here's 5 things to do to manage during a
recession:
1. Refinance your mortgage. Almost every time we are heading into
a recession, or already there, the federal reserve will lower interest rates to
stimulate the economy. If you're in a high-rate mortgage, refinance now. Not
only will it lower your payment, you'll save thousands of dollars in interest
over the long term.
2. If your finances are tight, resist the urge to
splurge. If you don't need it now, wait until the recession is over. You'll
thank yourself later.
3. Keep your job, or get a job! Employers feel the
squeeze during these times, too, so make sure you are not a dispensable
employee. Shape up if you have to, and make sure now more than ever you are
doing what's best for the company.