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Giles Andrews, co-founder and managing director of Zopa, spoke to Finextra about how the banking crisis is encouraging more people to turn to social lending, why Zopa's US expansion didn't work out, launching in Italy and Japan, and whether P2P lending firms can benefit from integrating with other online social media.

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zopa social lending finextra

Then a new cash deposit auction website, which will offer private investors’ cash to six bidding banks from October, told me it hoped to achieve rates of up to 7 per cent on term deposits of just 30-90 days.

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zopa social lending