It's hard enough to live within a spending plan while working a steady job. It's downright difficult when your income fluctuates. This fluctuation makes it extremely difficult to follow a set spending and saving plan from month to month.
As a commissioned sales professional, my monthly income can vary by thousands during the course of the year. A $5,000 paycheck in February can dwindle to $900 by the following November. I've learned through much, much trial and error to create a financial plan that works for me, and I've discovered that the key is to eliminate financial surprises.
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